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William Kitto was not traveling for his first time in Mexico when he got into an accident near San Vincente, Mexico while driving his friend’s pick-up.The conditions were terrible due to heavy thunder showers, which rapidly left him at the mercy of his friend’s Mexican insurance policy.

Bill and his friend were traveling at 30 MPH hour when they rounded a corner to find a Mexican military truck hurtling towards them partly on their side of the road. Unable to avoid the crash, the two vehicles impacted head-on left, sending personnel scattered down an embankment and Bill and his friend into the cliff wall on the opposite side.

In minutes, the Mexican police show up and one officer speeds an injured Bill away to a secure location unknown to him or his friend who is left dazed sitting by the road. In Mexico, they apply Napoleonic Law, where in general, you are Guilty until proven innocent.

There’s a good reason why savvy travelers buy Mexican Auto Insurance before leaving home.

Bill finds himself in a Mexican detention cell without any contact and without any knowledge of his fate, mostly because at this point he has no way of knowing whether his friend even carried Mexican Auto Insurance. Hours later, the police return to take him back to the accident site where he is able to see his friend and his friend’s Mexican car insurance policy. But this is not the end of the story.

Bill passes a week exclusively in a Mexican hospital trying his hardest to be injured enough to stave off the inside of a Mexican jailhouse; he’s at the mercy of the local municipality, and befuddled technology that creates what adds up to paying off his way out of a Mexico jail almost impossible. There were many times when Bill was doubtful if he would get out of the hole he was in.

In the end, Bill does gain his tenuous freedom, but only after spending more than ,000 of his own money, even though his friend’s bare bones insurance policy partially covered the damages.

Make sure you carry quality car insurance for Mexico in your vehicle, make sure you have enough coverage limit, and put your insurance ID cards inside your WALLET.

It can save you hours, weeks, or even months of potential difficulty!

 

Mexican law officials require that visitors compensate for a wide array of potential expenses ranging from financial liability from injury or death of innocent bystanders, to property damage, and sometimes medical expenses for people in your vehicle. The problem is, even with valid U.S. or Canadian auto insurance, no matter how extensive your coverage is, it does not cover liability protection for the people and property outside your vehicle. This explains why is it vital to purchase a Mexican Insurance Policy from an officially licensed company with permission to conduct business in Mexico. Basic common sense would dictate you purchase Car Insurance for Mexico Online prior to entering the country, because you will have a better understanding about what you are getting and just as importantly, you can see what you are NOT getting.

For example, there are insurers at the border who sell annual insurance policies. What a number of vendors don’t state is that some policies have contract wording that says whenever you are in Mexico for more than 90 days annually, the entire policy is nullified.

Despite the fact that Mexican car insurance can be secured by vendors near the border, buying your insurance online and ahead of time can avoid unnecessary complications. You should ask yourself;

If I drive up to a booth with a nice vehicle, they will know I’m a captive buyer. Will the salesman increase the cost or adjust the fee based on what they think I can afford to pay?

Did I purchase the right policy for my particular vehicle?

Understanding Mexico Auto Insurance is a-la-carte, what do I need?

Understanding Mexican Insurance is a-la-carte, what is covered?

What is the worst actual exposure in Mexico?

Does my insurance cover the places I plan to visit?

Am I receiving good value for my money?

Why do some policies add taxes and high fees and others do not?

Purchasing Mexican Car Insurance Online is easily the fastest, most reliable, convenient option. WebSites with various policy choices and sites that allow review, comparing, and customization of quotes are usually the safest, most affordable bet.

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